/* APR / real-rate calculator. */
.apr-shell { max-width: 1040px; margin: 0 auto; padding: 0 20px 60px; }
.apr-hero { margin: 26px 0 22px; }
.apr-eyebrow { font-size: 12px; letter-spacing: .12em; text-transform: uppercase; color: var(--accent, #0f766e); font-weight: 700; margin: 0 0 8px; }
.apr-hero h1 { font-size: clamp(26px, 4.4vw, 38px); line-height: 1.15; margin: 0 0 10px; letter-spacing: -0.02em; }
.apr-lede { font-size: 16px; color: var(--ink-soft, #4b5563); max-width: 740px; margin: 0; }

.apr-console { display: grid; grid-template-columns: 320px 1fr; gap: 20px; align-items: start; }
@media (max-width: 840px) { .apr-console { grid-template-columns: 1fr; } }
.apr-panel { background: var(--card, #fff); border: 1px solid var(--line, #e5e7eb); border-radius: 14px; padding: 18px; }
.apr-panel h2 { font-size: 14px; margin: 0 0 12px; }
.apr-field { margin-bottom: 14px; }
.apr-field label { display: block; font-size: 13px; font-weight: 600; margin-bottom: 6px; }
.apr-input { width: 100%; padding: 10px 12px; border: 1px solid var(--line, #d1d5db); border-radius: 9px; font-size: 15px; box-sizing: border-box; }
.apr-input:focus { outline: 2px solid var(--accent, #0f766e); outline-offset: 1px; }
.apr-go { width: 100%; padding: 12px; border: 0; border-radius: 10px; background: var(--accent, #0f766e); color: #fff; font-size: 15px; font-weight: 700; cursor: pointer; }
.apr-err { color: #b42318; font-size: 13px; min-height: 18px; margin: 8px 0 0; }

.apr-card { background: var(--card, #fff); border: 1px solid var(--line, #e5e7eb); border-radius: 14px; padding: 22px; }
.apr-card .kicker { font-size: 12px; letter-spacing: .1em; text-transform: uppercase; color: var(--ink-soft, #6b7280); margin: 0 0 6px; }
.apr-big { font-size: clamp(30px, 4vw, 42px); font-weight: 800; margin: 0; letter-spacing: -0.02em; }
.apr-nom { font-size: 14px; color: var(--ink-soft, #4b5563); margin: 4px 0 14px; }
.apr-diff { font-size: 14px; line-height: 1.6; background: #fdf6ec; border: 1px solid #f0e2c8; border-radius: 10px; padding: 10px 14px; margin: 0 0 14px; }
.apr-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 12px; }
.apr-metric { background: var(--bg-soft, #f6f7f4); border-radius: 10px; padding: 12px 14px; }
.apr-metric .m-label { font-size: 12px; color: var(--ink-soft, #6b7280); margin: 0 0 4px; }
.apr-metric .m-value { font-size: 17px; font-weight: 800; margin: 0; font-variant-numeric: tabular-nums; }

.apr-hint { font-size: 12px; color: var(--ink-soft, #6b7280); margin: 5px 0 0; line-height: 1.5; }
.apr-notice { font-size: 13px; line-height: 1.6; background: #fdf6ec; border: 1px solid #f0e2c8; border-radius: 10px; padding: 10px 14px; margin: 14px 0 0; color: #7a5b17; }
.apr-fineprint { font-size: 12px; color: var(--ink-soft, #9ca3af); line-height: 1.6; margin: 36px 0 0; border-top: 1px solid var(--line, #e5e7eb); padding-top: 14px; }

.apr-rates { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; margin-bottom: 14px; }
@media (max-width: 560px) { .apr-rates { grid-template-columns: 1fr; } }
.apr-rate .kicker { font-size: 12px; letter-spacing: .1em; text-transform: uppercase; color: var(--ink-soft, #6b7280); margin: 0 0 6px; }
.apr-rate-real .kicker { color: var(--signal, #a23b32); }
.apr-big-nom { color: var(--ink-soft, #9ca3af); font-weight: 700; }
.apr-bar { height: 8px; background: var(--bg-soft, #f1f2ee); border-radius: 999px; overflow: hidden; margin-top: 10px; }
.apr-bar i { display: block; height: 100%; border-radius: 999px; }
.apr-bar-real { background: var(--signal, #a23b32); }
.apr-bar-nom { background: #c9ccd1; }

.apr-chart { display: flex; align-items: flex-end; gap: 3px; height: 120px; padding: 12px 14px 4px; background: var(--bg-soft, #f6f7f4); border-radius: 12px; }
.apr-chart-col { flex: 1; display: flex; align-items: flex-end; height: 100%; min-width: 0; }
.apr-chart-col i { display: block; width: 100%; background: var(--signal, #a23b32); border-radius: 3px 3px 0 0; opacity: .85; }
.apr-chart-cap { font-size: 12px !important; color: var(--ink-soft, #9ca3af) !important; margin-top: 8px !important; }

.apr-sect { margin-top: 32px; }
.apr-sect h2 { font-size: 19px; margin: 0 0 10px; }
.apr-sect p { font-size: 15px; line-height: 1.7; color: var(--ink, #1f2937); }
.apr-scene ul { list-style: none; padding: 0; display: flex; flex-wrap: wrap; gap: 8px; }
.apr-scene a { display: inline-block; padding: 8px 14px; border: 1px solid var(--line, #d1d5db); border-radius: 999px; font-size: 13px; text-decoration: none; color: inherit; }
.apr-scene a:hover, .apr-scene a[aria-current] { border-color: var(--accent, #0f766e); }
.apr-faq details { border: 1px solid var(--line, #e5e7eb); border-radius: 10px; padding: 12px 16px; margin-bottom: 10px; }
.apr-faq summary { font-weight: 600; cursor: pointer; font-size: 15px; }
.apr-faq details p { margin: 8px 0 2px; color: var(--ink-soft, #4b5563); font-size: 14px; }